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Information by State


State of New York

Execution Requirements for Non-Title Spouse or Legal Partner
  • Homestead-NO
  • Dower/Curtesy-NO
  • Community Property-NO
Encumbrance Form(s)

Business Filing Search

Link to State website to search business filings:  http://www.dos.ny.gov/corps/
Closing Performed By
Notary Public; no witnesses required
Mortgage/Deed Filing Fees
$28.00 plus per page fee:  $3.00 each.  This may vary in some areas.
Document Recording Standards
Minimum 1/2" margin, but some Counties have special requirements and any Counties require coversheets.
Mortgage Tax
Varies by County; .50% to 2.75% of consideration amount.  Exemptions may apply in certain situations.
Transfer Tax

$2.00 per every five hundred dollars or fraction thereof.  There are also local transfer taxes in New York City, City of Yonkers, City of Mount Vernon, Erie County and Nassau County, along with several towns in Suffolk County.

Real Estate Property Taxes

Quarterly and Annual, varies by County.  Due dates vary by County, but typically due February, May, August, and November if Quarterly.  Typically due either January or April if Annual.  Some municipalities and school districts impose seperate taxes. 
Bankruptcy Counties
Albany, Dutchess, Erie, Kings, Monroe, New York, Oneida, Suffolk, and Westchester.

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